Maker minimum
Unit cost ÷ (1 − maker margin), rounded up to a cent
Your costs set the floor. Lower wholesale prices leave less of the selling price as your profit.
Free maker & retailer pricing worksheet
Find a price that works for both sides. Compare your minimum with the retailer’s maximum at a known retail price.
A price that works for both
Margins are your choices. The example uses synthetic figures, not recommended terms.
Can both margins fit?
Your cost sets the floor. The retail price sets the ceiling. Add four inputs to see where they meet.
The lowest price that meets your margin.
The most they can pay at their target margin.
0 of 4 inputs entered
Leave blank to skip. An entered 0 is a real quote.
Enter a quote to check each business’s margin against its target.
Keep the inputs and the decision together
Complete valid inputs to export your current worksheet.
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Two businesses, two margins
Your cost and margin target set the lowest wholesale price you can accept. The retail price and retailer margin target set the most the retailer can pay. There is a usable range only when the lower bound is no greater than the upper bound. Each business uses its own selling price as the margin denominator.
Unit cost ÷ (1 − maker margin), rounded up to a cent
Your costs set the floor. Lower wholesale prices leave less of the selling price as your profit.
Retail price × (1 − retailer margin), rounded down to a cent
The retail price sets the ceiling. A higher wholesale quote leaves the retailer less profit on that sale.
Maker minimum ≤ wholesale price ≤ retailer maximum
Compare both bounds. An overlap gives room to negotiate; a gap means the entered targets cannot both fit.
Each margin uses that business’s own selling price. Minimum prices round up and maximum prices round down so a cent never disguises a missed target.
See the decision in real numbers
A shared range, a price conflict and a one-cent boundary show why both sides matter. These examples use synthetic figures.
A $12.50 cost and 50% maker margin require at least $25.00 wholesale. At $60 retail and 40% retailer margin, the retailer can pay up to $36.00. Each cent price from $25.00 through $36.00 meets both entered targets. These are synthetic examples, not recommended terms.
At the same cost and maker target but $40 retail and a 40% retailer target, the $25.00 floor exceeds the $24.00 ceiling by $1.00. Holding both targets fixed would require at least $41.67 retail. The tool does not decide whether customers will pay that amount.
At $8 cost and a 40% maker target, $13.33 gives a 39.98% displayed margin and falls short of the target. $13.34 is the first cent price that meets the exact target.
Compare all four inputs, the cent bounds and the exact quote checks in a spreadsheet. The third worksheet adds $30 retail and a 40% retailer target to complete both sides.
Make the numbers useful
No. A 50% retailer target happens to give that ceiling. Enter the margin you actually want to check.
Margin divides profit by selling price. Markup divides it by cost. A $12.50 cost sold for $25 has 50% margin and 100% markup.
It meets the entered mathematical targets. Actual buying decisions also depend on demand, terms, expenses and the product.
Check the cost basis and retail price, then compare targets that fit your agreement. The calculator shows the gap without lowering a target for you.
University of Maryland Extension — Matching Prices to Market Outlets — Cost-margin pricing across market outlets. No recommended example margins are adopted.
Virginia Tech Extension — Selling Directly to Buyers: How to Price Your Products — Cost records and different sales channels. Our interval and directional cent rules are disclosed algebraic choices.
Method and inputs checked: .